A Tailored Approach to Wealth Creation
Portfolio Management Services (PMS) are a premium investment solution designed for high-net-worth individuals (HNIs) who seek customised, actively managed portfolios aligned with their financial goals.
Unlike traditional investment products, PMS offers a personalised and strategy-driven approach to wealth creation.
Why PMS?
PMS is not just an investment product - it is a dedicated wealth management experience.
Key Features:
1. Bespoke Portfolio Construction
Every portfolio is customised based on:
- Financial goals
- Risk appetite
- Investment horizon
This ensures alignment with individual wealth objectives, unlike pooled products like mutual funds.
2. Expert Fund Management
Portfolios are managed by SEBI-registered portfolio managers who:
- Conduct deep research
- Actively track markets
- Take timely investment decisions
3. High-Quality, Concentrated Portfolio
- Focused investments (typically 15–25 stocks)
- Higher conviction bets
- Potential for alpha generation
4. Minimum Investment Requirement
- ₹50 Lakhs (as per SEBI regulations)
- Designed specifically for serious, long-term investors
5. Multi-Asset Flexibility
PMS can include:
- Equities
- Fixed income
- Structured instruments
- Special situations
Types of PMS
Discretionary PMS
In this structure, the portfolio manager has full authority to manage investments.
- Executes buy/sell decisions independently
- Actively manages portfolio allocation
- Best suited for investors who prefer a hands-off approach
👉 Ideal for: Busy professionals, CXOs, business owners
Non-discretionary PMS
Here, the portfolio manager provides recommendations, but:
- Final decisions are taken by the investor
- Execution happens only after client approval
- Offers greater control and involvement
👉 Ideal for: Investors who want to stay actively involved
PMS vs Mutual Funds (Quick Perspective)
| Factor | PMS | Mutual Funds |
| Customisation | High | Low |
| Ownership | Direct | Pooled |
| Portfolio Size | Concentrated | Diversified |
| Minimum Investment | ₹50L | ₹500–₹5,000 |
| Control | High (in some types) | Low |
Ready to Structure Your Wealth the Right Way?
Get a personalized strategy built around your goals, risk profile, and long-term vision.
